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A payday loan is a small, short-term loan. The loan will typically be for a few hundred dollars and the loan term will be one to four weeks, until the borrower's next payday. It is an unsecured loan, meaning you do not need to put up any collateral.
Payday loans are also called check advance loans,cash advance loans,post-dated check loans, or deferred deposit loans. The idea is that the lender gives you an advance against your next payday check. When payday arrives and your pay is deposited to your checking account, the lender debits your account by the amount of the loan plus the loan fee.
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Many cities have payday loan offices and you'll find plenty searching on the Internet. If you're approved, the money is wired overnight into your checking account. The loan is usually for one to four weeks until your next payday.
When the loan is due, the company takes the amount you owe plus a fee out of your bank account. You can roll over the loan to the next payday, but you have to pay another fee.
There are a number of differences between the companies offering payday loans. For example, not all companies lend money to people in all 50 states. And some have higher or lower income requirements.
Get all your information together and fill out the form completely and accurately.
You've had a job for at least three months, or you receive monthly benefit income (such as Social Security).
You make at least $1,200 per month if employed, or $960 per month if on a fixed income.
You have an active checking account, and you have a home phone where you can be contacted.
You now know more than 95% of the people looking for loans. And you're well-armed to find a lender you can trust, and to get a payday loan approved today. That gives you a huge leg up on everyone else who tries to apply for a loan online.
Be totally honest when you fill out the application. They will check to make sure what you tell them is true.
You can also send us an email and we’ll get in touch shortly, or Toll Free Number
(+44) 123 5678 8988
info@PaydayLoans-Online-Cash.com
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